WebMoneyWebMoney is an electronic money and online payment system very similar to PayPal, E-Gold, and many other E-Currency services. It provides a very fast, safe, and somewhat anonymous payment system.

Like PayPal, the registration process is not complete until the user verifies his or her email address for security purposes, and all account holders are encouraged to verify themselves through sending an SMS message from their cellphone, making them a little more strict than other services such as E-gold. But using your account on WebMoney can prove to be the safest way to spend online.

WebMoney verification also has some more advantages, including private key-file retrieval if you've lost control over your ID; a direct line to the support team; credit activities; access to online services, internet exchanges, and information resources which require personal client identification.

All transactions are conducted through the WMTransfer software which comes in three separate models: WM Keeper Classis, WM Keeper Light, and Telepat. WM Classic is a standalone application, downloaded and then installed on your PC. Keeper Light is a secure, browser-based application that doesn't require installation. And Telepat is a technology enabling the operation of an account via any mobile service that supports Java platform.

WebMoney is owned and operated by WM Transfer Ltd. This online payment system was founded in 1998, and is a legal corporate entity of Belize, Central America. The program was originally targeted at Russian consumers and businesses, but WebMoney can now be found worldwide, with over 3.7 million account holders.

The system supports several types of e-currency, and is secured by various resources. Each form of currency has its own wallet, called a purse. RUR - R-Purse; USD - Z-Purse; EUR - E-Purse; UAH - U-Purse; Belarusian Rubles - B-Purse; Uzbek Sum - Y-Purse. So, a lot of countries are covered with WebMoney's worldwide service.

Sites like PayPal are well known for their security flaws and various ways which people attempt to penetrate the system, gaining control of your account. And unlike PayPal, WebMoney doesn't require the user to enter any bank account or credit card information, leaving a hacker with nothing but the account sum - if they can manage to get through the other security measures, which is highly unlikely.

WebMoney also incorporates an instant-messaging system as well as a way to send out bills and extend credit. It is even possible to protect a payment with its own password. So when a payment is withdrawn from the payer's account and added to the payee's account, it cannot be completed unless the password is given.

The only downside of WebMoney, if you can even call it that, is that you're not able to purchase units online with a credit card or PayPal account.

A WebMoney purse can be funded only by bank wire, receiving funds from other account holders, by a prepaid WM-Card, or through and E-Currency exchanger. With their vast security measures and reliable support team, WebMoney is a wise choice for anyone interested in online transactions.

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